We understand that everybody has different circumstances which is why we encourage you to always get in touch and let us know your story. Let us see if we can help. We will focus on what you can actually afford rather than what the creditors are demanding. Most people qualify for at least one form of debt help and you will always be given information on whatever you qualify for, including ones which may result in your debts being written off completely.

Most debt solutions will allow you to keep your assets, in fact some even protect them. Other solutions like Debt Management could potentially affect your home if you have equity but a Debt Advisor can talk through the ins and outs as soon as you are ready to talk.

We can work with you to ensure you can afford your monthly payments.The creditors have an obligation to allow you a satisfactory standard of living which we will help achieve. Other than this, people with financial problems can bury their head in the sand meaning creditors get nothing. When backed up with a company like ourselves, creditors would always prefer to see something back over potentially nothing.

A Debt Advisor will need to help determine this. We will look over your income vs your expenditure to determine what your actual affordability could be towards your debts. We have a duty of care to make sure you have a satisfactory standard of living and would never ask you to pay an amount you couldn’t afford which could later result in problems such as stress or even missed payments. More often than not we are able to arrange a payment which is a lot more affordable than your creditors may currently expect.

All of our initial advice is free. We never charge for advice. However, fees will apply should you decide to enter into an arrangement. These fees are included in the single monthly payment you make and thus we will never ask for any additional payment.

Your single payment will cover fees and payments made to all your creditors. We want to make the process as simple as possible. These will be discussed by an expert advisor to make sure you are fully aware of the costs involved.

We are a lead generator and we do not charge anyone for using our sites. We may receive a fee from the advice providers that we refer you to if you do enter into a solution with them.

All the advice providers that we work with normally offer their advice to you for free, but they may get paid a referral fee if you enter into a debt solution by the debt solution provider.

However, please note that some debt solutions do have upfront fees (such as Debt Relief Orders and Bankruptcy) others have fees payable over some or all the duration of the term of your debt solutions. These ongoing fees are included in the single monthly payment you will make and you do not pay anything extra towards these